A Certificate of Deposit (CD) from Our Bank offers you a unique opportunity with a greater earning potential and added security. CDs are a guaranteed investment and growing source of interest that you can easily convert into cash. Plus, they offer higher rates than a regular savings account. Put your money to work for you!.
Effective April 1, 2020
| ADD IT UP CD | $100 Minimum | $1,000 Minimum | $15,000 Minimum | $30,000 Minimum | ||||
|---|---|---|---|---|---|---|---|---|
| Term | Interest Rate | APY | Interest Rate | APY | Interest Rate | APY | Interest Rate | APY |
| 24 Months | .15% | .15% | .40% | .40% | .45% | .45% | .50% | .50% |
| $1,000 Minimum | $15,000 Minimum | $30,000 Minimum | ||||
|---|---|---|---|---|---|---|
| Term | Interest Rate | APY | Interest Rate | APY | Interest Rate | APY |
| 6 Months | .25% | .25% | .30% | .30% | .35% | .35% |
| 1 Year | .30% | .30% | .35% | .35% | .40% | .40% |
| 11/2 Years | .35% | .35% | .40% | .40% | .45% | .45% |
| 2 Years | .40% | .40% | .45% | .45% | .50% | .50% |
| 3 Years | .50% | .50% | .55% | .55% | .60% | .60% |
| 4 Years | .60% | .60% | .65% | .65% | .70% | .70% |
| 5 Years | .70% | .70% | .75% | .75% | .80% | .0% |
| Term | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| - | - | - | - |
| - | - | - | - |
| - | - | - | - |
| 11 Months | $10,000 | .60% | .60% |
| 11 Months | $25,000 | .70% | .70% |
| 21 Months | $10,000 | .75% | .75% |
| 21 Months | $25,000 | .90% | .90% |
| Minimum Deposit | Interest Rate | APY |
|---|---|---|
| $0 | .40% | .40% |
| $5,000 | .40% | .40% |
| $25,000 | .50% | .50% |
| $100,000 | .60% | .60% |
**Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation
| Name | Minimum | Interest Rate | APY |
|---|---|---|---|
| Savings** | $0 | .10% | .10% |
| Kids First Savings** | $0 | .10% | .10% |
| Money Market** | $0 | .15% | .15% |
| $10,000 | .15% | .15% | |
| $25,000 | .20% | .20% | |
| $100,000 | .25% | .25% | |
| $250,000 | .30% | .30% | |
| Personal Checking w/Int.** | $500 | .05% | .05% |
| Premier Checking** | $2,500 | .10% | .10% |
| Health Savings** | $0 | .10% | .10% |
| $5,000 | .15% | .15% | |
| First Point Checking | $0 | .10% | .10% |
| Commercial Checking w/Int.** | $0 | .10% | .10% |
The standard FDIC deposit insurance amount is $250,000 per depositor. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.
- **Annual Percentage Yields (APY) and rates may change after an account is opened
- Substantial penalty for early withdrawal of Certificates of Deposit
- Fees could reduce the earnings on interest bearing accounts
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