COVID RELIEF LOAN (CRL)

About First Consumer Bank CRL.

To our customers and clients, As we rise to meet the challenges brought on by the pandemic and recent events, our first thoughts continue to be about the safety and well-being of our employees, customers, and communities. In the spirit of caring for one another, we're fully committed to meeting your unique needs by providing you with financial access, guidance, and support, as well as banking solutions through digital and mobile, by phone, and in offices and branches. Although we'll be constantly adapting to our new reality, please know our dedication to assisting our customers and supporting our communities will never waver.

Here's how we can help

If you're experiencing a hardship or have other needs, we'll work with you. We're suspending residential property foreclosure sales, and evictions. Also, on a case-by-case basis, we're offering financing in form of COVID RELIEF LOAN, (CRL) to small businesses and personal lending customers who contact us.
COVID RELIEF LOAN (CRL)
Appendix- A Loan Proposal For Bisinesses and Entrepreneurs Who Have Been Affected By The Impact Of The Covid 19 Pandemic Submitted to the world in general without restrictions to Country, Race, Age and Business type.

Summary:

Our Bank is offering a 95% Non Resource Loan (NRL) in form of COVID 19 RELIEF LOAN program with our BG Leased Monitization program for trade finance, constructions, credit enhancement, government funding, property investment and all round range of funding with 2% interest rate per annual for a period of 5 -10 years + 1 year grace period with no pre- payment penalties to all and sundry ranging from business owners down to entrepreneurs who seek financing and refinancing after the impact of the pandemic the world has been facing till date. Rationale:
FOR BUSINESS LOANS,:
Terms: 2% INTEREST RATE YEARLY 5-10 YEARS DURATION
$20,000 - $50B
BUSINESS ACTIVITIES
SUMMARY OF THE LOAN

FOR INDIVIDUALS / ENTREPRENEURS:
TERMS: 2% INTEREST RATE YEARLY 5-10% YEARS DURATION
$20,000 - $10M
CREDIT CHECK
Objectives
Among the results to be achieved are these key objectives: Finnancing and refinancing businesses and entrepreneurs after the impact of Covid 19 Offering the least interest rate for loans and best lender Group interactions are facilitated and continually honored Leading world online banking
Methodology/ Interventions This assistance in achieving the objectives would include, but not limited to, the following activities: One on one assistance for all key managers in skills and behaviors required by the new organizational relationships. Group facilitation whee needed in meetings and cross-functional teams
Group observations feedback, with recommendations on how to improve the process Assistance with written communications and meetings, so as to maximize ownwership and accountabilities and minimize resistance Recommendations for procedures, cultural norms which will remove obstacles and strenghten the matrix structure Assistance in creating ownership that encompasses standards, measures of success, monitoring means and feedback to those accountable Observations and recommendations for interactions with non matrix groups whose adherence to the new system is key to overall success Attendance at large and small online meetings to provide feedback on acceptance and recommendations on follow-up actions Measures of Success We will kn ow we are successful when the following are manifest New programs are introduced in a synergetic way Other lenders/ banks accept and utilize structure Other lenders get to reduce there interest rate and offer a large timing for the cover up. People are focused beyond merely getting something working towards gettint it working to a degree previously designated which constitutes success (It’s not just running, it’s running the way it should be running. Timing We are available to begin working with you this month and at the moment and would last over this year and next years. Terms and Conditions CRL are always based upon the project and never upon time units. That way you are encouraged to call upon US without worrying about a meter running and WE are free to suggest additional areas of focus without concern about increasing your loan. The fee for the assistance above would be payable every month. If you choose to pay the entire amount including interest within next 3 years, WE are happy to provide a reduction in the total fee up to 0.5% . Expenses are billed as actually accured at the conclusion of each month, and are payable upon receipt of our statement.

Acceptance Your signature below indecates acceptance of this proposal and its terms This proposal is accepted and forms an agreement between Our Bank (we/ us ) as represented by A. Scott Anderson.